Seven Ways to Protect Your Identity
Nine million Americans are victims of identity theft each year and that number is expected to grow. There are many methods that criminals use to steal your identity. From phishing to dumpster diving to old fashioned theft, they range from the crude to the sophisticated.
The Federal Trade Commission suggests some ways that you can protect your identity. It might involve some extra work on your part, but it’s worth the effort.
Ask Questions- If you’re speaking with a cable, phone or other company representative and they request your social security number ask them the following questions:
- Why do you need that number?
- What if I don’t provide it?
- How will it be used if I do give it to you?
- How is your company going to safeguard my number?
- What is your name?
Remember, you make the decision on whether or not to share this valuable information.
Respect Your Trash- Dumpster diving is one of the ways your personal information can be stolen. Shred all of your financial and personal information prior to putting it in the trash.
Pay Attention to Your Mail- Do not place mail in your mailbox for the postman to pick up. Retrieve your mail promptly. Contact the post office to place your mail on hold if you’ll be gone for a few days. Don’t make it easy for a thief to take your mail from an unattended mailbox.
Be Internet Vigilant- Secure your computer and protect all of your personal information when purchasing something online or especially when you’re considering accepting an online offer. Install anti-virus, anti-malware and anti-spyware on your computer. Make sure you have a firewall set up so your personal information cannot be retrieved. Be wary of file sharing and stay current on your security updates.
Set Clever Passwords- Avoid using information for your passwords that might be easily available like your mother’s maiden name, the city where you were born or your favorite sports team. A combination of letters, numbers and characters is best.
Safeguard Where Your Personal Information is Stored- Make sure that you are always aware of where your wallet or purse is. Never leave them unattended or open to prying eyes. The information in there is rich bounty for an identity thief.
Maintain Personal Information in a Secure Place- If you have a roommate, are having work done in your home or have a lot of people going in and out of your house, keep your information in a secure place. Avoid leaving bills lying around where anyone can see them.
These are just a few of the things you can do online, on the phone and in your environment to protect your identity. If your identity is stolen, go to an informative website that provides useful information that can help you extract yourself from this dilemma.
